Researcher at Tampere University
### Research Interests My research interests lie at the intersection of **sustainable business management, sustainable finance, ESG (Environmental, Social, and Governance), and banking**. I am particularly interested in understanding how sustainability practices and ESG integration influence financial decision-making, corporate performance, risk management, and long-term value creation. My research focuses on the role of financial institutions in supporting sustainable development through responsible lending, sustainable investment, and ESG-based risk assessment. I am also interested in examining how ESG performance affects banks' credit risk, cost of debt, loan default risk, financial stability, and investment decisions. In addition, I seek to explore how sustainable business strategies can enhance organizational resilience, competitiveness, and stakeholder value while contributing to environmental and social sustainability. **Specific research interests include:** * Sustainable Business Management * Sustainable Finance and Green Finance * ESG (Environmental, Social, and Governance) * Banking and Financial Institutions * ESG and Credit Risk * ESG and Cost of Debt * Sustainable Lending and Green Banking * Responsible and Sustainable Investing * Corporate Governance and Financial Performance * Climate Risk and Financial Risk Management * Financial Stability and Banking Regulation * Sustainable Investment and Capital Markets